Integrated Annual Report 2025
Integrated Annual Report 2025
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Introduction
Ziraat Bank at a Glance
Developments In 2025
Ziraat Bank’s Value Generation Model
Sustainability Journey
Value For Our Country:
Sustainable Economic Growth
Value to Our Business:
Sustainable Technological Solutions
Value for Our Stakeholders:
Sustainable Stakeholder Engagement
Value for Our Labor:
Sustainable Banking Ecosystem
Value for Our People:
Sustainable Work Culture
Value to Our Future:
Sustainable and Livable World
Corporate Governance
Financial Information
Annexes
Financial
Information
Assessment of the Bank's Financial Position, Profitability and
Solvency
Financial Ratios
Summary Financial Information for the Last 5 Years
Ratings Assigned by Credit Rating Agencies
Amendments to the Articles of Association in 2025
Non-Consolidated Financial Statements Prepared as of December 31, 2025,
Related Explanations and Notes, and Independent Auditor's Report
Consolidated Financial Statements Prepared as of December 31, 2025,
Related Explanations and Notes, and Independent Auditor's Report
Corporate Governance
Annexes
