Integrated Annual Report 2025
Integrated Annual Report 2025
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Introduction
Ziraat Bank at a Glance
Developments In 2025
Ziraat Bank’s Value Generation Model
Sustainability Journey
Value For Our Country:
Sustainable Economic Growth
Value to Our Business:
Sustainable Technological Solutions
Value for Our Stakeholders:
Sustainable Stakeholder Engagement
Value for Our Labor:
Sustainable Banking Ecosystem
Value for Our People:
Sustainable Work Culture
Value to Our Future:
Sustainable and Livable World
Corporate Governance
Financial Information
Annexes
Value for Our Stakeholders:
Sustainable Stakeholder Engagement
Stakeholder Map and Communication with Stakeholders
Corporate Memberships and Initiatives We Support
Customer Satisfaction and Experience
Supplier Relationship Management
Marketing and Communication Activities
Financial Inclusion and Literacy
Corporate Social Responsibility
Social and
Relational Capital
Human
Capital
Value to Our Business:
Sustainable Technological Solutions
Value for Our Labor:
Sustainable Banking Ecosystem
Social and 
Human 
Social and
Human 