Integrated Annual Report 2025
Integrated Annual Report 2025
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Introduction
Ziraat Bank at a Glance
Developments In 2025
Ziraat Bank’s Value Generation Model
Sustainability Journey
Value For Our Country:
Sustainable Economic Growth
Value to Our Business:
Sustainable Technological Solutions
Value for Our Stakeholders:
Sustainable Stakeholder Engagement
Value for Our Labor:
Sustainable Banking Ecosystem
Value for Our People:
Sustainable Work Culture
Value to Our Future:
Sustainable and Livable World
Corporate Governance
Financial Information
Annexes
Value for Our Labor:
Sustainable Banking Ecosystem
Branch and ATM Management
Barrier-free Banking
Social and
Relational Capital
Manufactured
Capital
Value for Our Stakeholders:
Sustainable Stakeholder Engagement
Value for Our People:
Sustainable Work Culture
Social and 
Manufactured 
Social and
Manufactured 