Integrated Annual Report 2025
Integrated Annual Report 2025
TR
Introduction
Ziraat Bank at a Glance
Developments In 2025
Ziraat Bank’s Value Generation Model
Sustainability Journey
Value For Our Country:
Sustainable Economic Growth
Value to Our Business:
Sustainable Technological Solutions
Value for Our Stakeholders:
Sustainable Stakeholder Engagement
Value for Our Labor:
Sustainable Banking Ecosystem
Value for Our People:
Sustainable Work Culture
Value to Our Future:
Sustainable and Livable World
Corporate Governance
Financial Information
Annexes
Value to Our Future:
Sustainable and Livable World
Combating Climate Change and Environmental Compliance
ESG Impact on Sustainable Finance and Lending
Carbon Management
Energy Efficiency and Management
Water Management
Waste Management
Natural
Capital
Value for Our People:
Sustainable Work Culture
Corporate Governance
Natural 
Natural 