Sustainability Journey

Sustainable Finance Framework

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The Bank, recognizing the transformative role of sustainable development within the financial system, treats the support of investments that generate environmental and social impact as a strategic priority. In this context, the Sustainable Finance Framework, renewed in November 2024, aims to ensure that the Bank conducts its lending and financing activities that contribute to sustainable development in a systematic, transparent, and internationally compliant manner.

The Sustainable Finance Framework covers green finance, social finance, and sustainable finance instruments that address both areas together. The Framework is structured in line with the ICMA Green Bond Principles, Social Bond Principles, Sustainable Bond Guide, and LMA Green and Social Loan Principles. This harmonized structure ensures that the Bank's sustainable financing activities are consistent with internationally recognized best practices.

Funds raised through sustainable financing instruments are directed towards environmental priority areas such as renewable energy, energy efficiency, green buildings, clean transportation, sustainable agriculture, and water management, as well as social impact areas such as SME financing, employment support, access to basic services, post-disaster recovery, and social housing. In this context, funds are allocated to a credit portfolio that meets the eligibility criteria specified in the Sustainable Finance Framework.

The funds obtained are monitored within the framework of the portfolio approach and allocated to the appropriate credit portfolio within the specified period.