Ziraat Bank’s Policies

Ziraat Bank continues to uphold its corporate governance approach during the 2025 reporting period in line with the principles of transparency, accountability, responsibility, and fairness, and conducts its operations within a framework aligned with legislation, international standards, and stakeholder expectations. The Bank’s set of policies constitutes the core components of its governance structure, supporting strategic objectives and sustainable value creation.

Public disclosure and stakeholder communication are governed by the Disclosure Policy. The integrity of the financial system is supported through a risk-based approach under the Anti-Money Laundering, Countering the Financing of Proliferation of Weapons of Mass Destruction Compliance Policy.

Environmental and social responsibility is addressed within a corporate framework through the Sustainability Policy. Environmental and social risks in credit processes are assessed in accordance with the Environmental and Social Impact Management Policy in Lending Activities.

Ethics and compliance culture is strengthened under a zero-tolerance approach within the Anti-Bribery and Anti-Corruption Policy. These policies are regularly reviewed under the supervision of the Board of Directors to ensure they remain up to date.

The aforementioned policies disclosed to the public on the website can be accessed via the links below:

Disclosure Policy

Anti-Money Laundering, Countering the Financing of Terrorism and the Proliferation of Weapons of Mass Destruction Policy

Sustainability Policy

Environmental and Social Impact Management Policy in Lending Activities

Anti-Bribery and Anti-Corruption Policy